Accidental Americans
Just discovered you're a US citizen with tax obligations? There's a well-worn, penalty-free path back to good standing, and we've walked it with hundreds of people like you.
You didn't choose this. We'll help you resolve it.
A US birthplace on your passport, an American parent, a bank letter out of nowhere: that's usually how people discover they've been US citizens with filing obligations their whole lives. The US taxes on citizenship rather than residence, so the obligation is real. But so is the remedy, a penalty-free route to compliance built for exactly your situation.
We handle the whole process: confirming your status, obtaining a Social Security number, filing through the Streamlined Foreign Offshore Procedures, answering your bank, and advising honestly on whether to keep the citizenship or let it go.
How we help accidental Americans
From the day you find out to the day it's fully resolved: one team, one fixed fee.
Citizenship & Obligation Assessment
Born in the US and left as a baby? Born abroad to an American parent? We confirm whether you actually are a US citizen with filing obligations before you spend a penny on returns you may not owe.
Streamlined Foreign Offshore Filing
The IRS's amnesty for non-willful non-filers: three years of returns, six years of FBARs, a certification of non-willfulness, and all penalties waived. We manage the entire submission.
FATCA Bank Letter Response
UK banks must report US persons or close their accounts. When the letter arrives, we help you respond correctly, provide the right certifications, and keep your banking intact while you regularize.
SSN & ITIN Applications
You can't file US returns without a taxpayer number, and most accidental Americans have never had one. We guide the Social Security number application from abroad. It's often the slowest step, so we start it first.
Comply-or-Renounce Analysis
Keep the citizenship and file annually, or become compliant and renounce? We model both paths with real numbers (ongoing costs, exit tax exposure, travel and family implications) so you can choose deliberately.
Relief for Former Citizens
Already renounced without ever filing? The IRS's Relief Procedures for Certain Former Citizens can settle past obligations with no tax due for those who qualify. We assess eligibility and prepare the package.
Regularize your US status calmly, completely, and for a fixed fee.
Get StartedExplore our tax services
The path back is penalty-free. Take it before the IRS calls.
The Streamlined Foreign Offshore Procedures exist precisely for people who genuinely didn't know. Three years of returns, six years of FBARs, penalties waived, but only if you come forward first.
A structured route out of an unfair situation.
Most accidental Americans arrive frightened by internet horror stories about six-figure penalties. The reality, handled properly, is administrative: establish the facts, file the right forms through the right program, keep your bank satisfied, and decide your long-term relationship with the US on your own terms.
Discovery Triage
First we establish the facts: are you actually a citizen, since when, and what was reportable? Many fears evaporate at this stage, and where obligations are real, we scope them precisely.
Non-Willfulness, Documented
The streamlined certification is a legal statement, not a formality. We draft Form 14653 narratives that present your story accurately and completely, since the whole submission rests on that foundation.
Banking Continuity
Regularization takes months, and your bank's patience may not last that long. We help you communicate with UK institutions so accounts stay open while the paperwork catches up.
A Clean Endpoint
Whether you land on annual compliance or renunciation, the engagement ends with your status resolved, no lingering exposure, and a clear plan for what comes next.
Why accidental Americans choose US/UK Cross Border Tax
No Judgment, No Panic
You didn't choose this, and you're not in trouble the way you fear. We've regularized hundreds of accidental Americans. The process is well worn and the outcomes are usually undramatic.
Most Clients Owe $0
UK tax rates generally exceed US rates, so after foreign tax credits and exclusions, the typical accidental American owes the IRS nothing. The job is paperwork rather than payment.
The Whole Path, One Team
SSN application, back returns, FBARs, bank letters, and, if you choose it, renunciation planning. One engagement covers everything from discovery to resolution.
Fixed, Transparent Pricing
You're fixing a problem you didn't create. The last thing you need is an open-ended bill. We quote the full regularization as a fixed fee before we start.
"I was born in Boston and moved to Leeds at eighteen months old. Forty years later my building society froze my account over FATCA. They got my SSN sorted, filed everything through streamlined (I owed nothing at all), and talked me through the renunciation question without pushing either way. The relief was enormous."
Accidental American Questions
Common questions from people who just discovered their US tax obligations.
Two Tax Systems, One Team
Email Us
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London EC2A 4BT
United Kingdom
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